What is Tap to Pay?
NatWest Tap to Pay on Android enables Tyl businesses to take card payments directly on their NFC-enabled smartphone or devices without the need for any additional software or hardware.
Find out all you need to know about NatWest Tap to Pay in our handy user guide.
Do you need to be a NatWest customer to use NatWest Tap to Pay?
You do not need to bank with NatWest to use Tap to Pay, but you do need to be signed up to Tyl by NatWest. Tyl by NatWest can be set up to pay into/out of any UK bank account, and the NatWest Tap to Pay app will automatically send transactions to your Tyl account.
Is there a fee for using NatWest Tap to Pay on Android?
NatWest Tap to Pay on Android app is currently free to download and use (standard Tyl fees, including transaction fees, apply).
Is NatWest Tap to Pay secure?
Yes. Security is very important at Tyl. Here are some ways we protect you and your business:
Every time a Tap to Pay payment is made, the encryption changes, making it extremely difficult for a hacker to take advantage. Even if they manage to decipher a code, it’ll be too late as it’s only valid for one transaction.
When a contactless payment is made, an algorithm generates a unique random value, which replaces your customer’s primary account number. The value, also called a token, passes safely through the internet, without exposing the customer’s credit card details.
Apple Pay and many other mobile payment methods ask you to set up two-factor authentication to verify each transaction with a Face ID, PIN, or fingerprint. So, even if your phone is lost or stolen, there’s no way someone else can use it for payment.
What smartphone or device can I use the Tap to Pay app on?
You can use any Android phone or tablet running operating system (OS) 10 or higher, with a base OS of at least 8.1 (released 2017/18). You’ll also need NFC (Near Field Connectivity) capability. Details of OS and NFC can be found in your device’s settings.
What are the terms and conditions of using Tap to Pay?
Please check the NatWest Tap to Pay terms and conditions here.