Card machines and Tap to Pay
We've got lots of ways for your business to take payments in person,
whether you're out making deliveries or working in store. Plus, we want
to welcome new customers by waiving card machine hire fees for the first 6 months* (and NatWest Tap to Pay doesn’t have hire fees as you use
your own eligible device).
*New Tyl by NatWest customers who take more than £100k in card payments a year only. This will be based on the estimated annual payment value provided by the customer. We reserve the right to reclaim the promotion value should the customer take less than £100k in card payments in their first year with Tyl By NatWest. Promotion valid from 1st February 2025 to 31st May 2025. Minimum 12-month contract. After 6 months standard hire fees per device will apply. Additional fees may apply for data usage or app downloads. Early cancellation fees may apply, eligibility criteria and fees apply.
Compare our card machines and Tap to Pay
Which payment solution suits your business? We’ve got a range of
options for you to compare - whether you’re out making deliveries or
taking payments from behind the counter.
Portable
Wi-Fi£19.99+VAT per month*
The portable card machine that lets you take payments on the move
All-in-one POS
£16.99+VAT per month*
The all-in-one POS system that helps you run your business on the move
Tap to Pay
£0.00Transaction fees only
Take contactless payments with your iPhone or Android phone^
Take a closer look at our card machine features
Compare features below and find your perfect match.
All-in-one POS
Tap to Pay
Portable
| General Information | All-in-one POS | Tap to Pay | Portable | |
|---|---|---|---|---|
| Price (card machine hire fee only) | £16.99+VAT per month* | £9.99+VAT per month* | £0.00Transaction fees only | Wi-Fi£19.99+VAT per month* |
| Device Name | Clover Flex | PAX A50 | Tap to Pay | Ingenico Move 3500 |
| Overview | The all-in-one POS system that helps you run your business on the go. | The go-anywhere, pocket-friendly payment device. | Take contactless payments with your eligible iPhone or Android phone^. | The portable card machine that lets you take payments on the move. |
| Connectivity | 4G + Wi-Fi | Wi-Fi + 4G + Bluetooth | Wi-Fi + 4G + Bluetooth + NFC | Wi-Fi |
| Pre-authorisation | Yes | No | No | Yes |
| Phone payments | Yes | No | No | Yes |
| Contactless - up to £100 | Yes | Yes | Yes | Yes |
| Settled next business day | Yes | Yes | Yes | Yes |
| Gratuity (tips) | Yes | No | Yes | Yes |
| Cashback | Yes | No | No | Yes |
| Receipts | All-in-one POS | Tap to Pay | Portable | |
|---|---|---|---|---|
| End of day reporting | On machine & Tyl portal | On Tyl portal only | On Tyl portal only | On machine & Tyl portal |
| Customer receipt print | Yes | No | No | Yes |
| Email receipts | Yes | Yes | Yes | No |
| Text receipts | Yes | No | Yes | No |
| Add business logo | Yes | No | No | No |
| Specifications | All-in-one POS | Tap to Pay | Portable | |
|---|---|---|---|---|
| Dimensions (mm) | 186.5 x 82 x 54 | 138 x 69.5 x 14 | Your iPhone or Android phone^ | 169 x 78 x 57 |
| Weight (g) | 550 | 161 | Your iPhone or Android phone | 320 |
| Colour | White | White | Your iPhone or Android phone | Black |
| Business Tools | All-in-one POS | Tap to Pay | Portable | |
|---|---|---|---|---|
| Sync to Tyl Portal | Yes | Yes | Yes | Yes |
| Employee management | Yes | No | No | No |
| Inventory management | Yes | No | No | No |
| Create an order/tab | Yes | No | No | No |
| Print a bill/order | Yes | No | No | No |
| Clover App Marketplace | Yes | No | No | No |
^No monthly hire or PCI fees for Tap to Pay. Transaction fees and limits apply. Some contactless cards not accepted. Users may be charged for data usage by their network operator. Available on iPhone XS or later with iOS 16.4 or later and Android OS 10 or later (base OS 8.1+) with Google Services and NFC. Subject to Tyl eligibility criteria and terms and conditions.
Tap to Pay on iPhone
Accept contactless payments, no extra hardware needed.
Tap to Pay on Android
Take card payments with just your phone
What's a card machine, and what's a card reader?
Card machines vs card readers
To be honest, card machines and card readers do pretty much the same thing - but we've explained the differences below.
Card machines: These are the typical chip & pin style machines you’d see if you went into any shop on the high street, with a screen and a PIN pad. When you need to pay, you can swipe your card or tap it on the machine.
Card readers: These tend to be much smaller and portable, with a very small screen and PIN pad that has a slot where your customer would put their card in. They’re great if you’ve got a relatively low turnover or if you need to take card payments temporarily.
FAQs about card machines
How much is a card machine?
Each of our card payment machines are different, so it makes sense that they're different prices, too. If you're curious about costs, have a look at our pricing and fees.
Why should I get a card machine?
Debit and credit cards are one of the most popular ways to take payments - even for really small purchases. And once contactless hit the scene in 2007, the use of cash declined even more. These days, with more customers than ever wanting to pay with a card, it's really important that you've got a card payment machine and you're able to take debit and credit card payments. Plus, you can use your card machine to take payments over the phone and accept online payments, too.
Do card machines need Wi-Fi?
That really depends on which card machine you go for and how you’d like to connect to the internet. Take a look at our card comparison table above to find out which card machine might suit your business.
What types of payments can my card machine take?
Your card machine can accept loads of different payment types - including credit card payments and debit card payments from Visa, Mastercard, Discover® Global Network and American Express, as well as Apple Pay, Google Pay and Contactless.
Doing business at a distance?
Online payments
Need to start doing business online? Take card payments on your website, or send a link to your customers so they can pay you through a secure webpage.
Phone payments with a Virtual Terminal
You can take card payments securely on the portal, too. As long as you've got a phone and internet connection, you're ready to go.